Finding a future home is more than just a monetary investment. It's about finding a lifestyle that complements your personality, goals, and desires. When you move into a new home, you're also moving into a new community and neighborhood. However, it's equally important to understand the financial implications of being a homeowner, as well as the additional responsibilities that come with it. While emotions play a significant role in the decision-making process, it's crucial to consider the long-term financial impact to avoid future stress and disappointment.
We are not only helping you find the right home! We make sure that it is a solid investment.
Throughout your life, you'll likely upgrade your home multiple times. Therefore, it's imperative that each home purchase is also a solid investment. By building equity, you can secure your future purchases or even use it for retirement. As a licensed Certified Public Accountant specializing in real estate taxation, a Real Estate and Mortgage Broker, we take our expertise to another level. We provide you with valuable insights into the tax implications of owning real estate and how to use tax strategies to your benefit. Tax benefits, used correctly, can reduce your actual mortgage payments and therefore the payment burden. We can break down the numbers by using tax break projections for your specific tax context, allowing you to understand the reduced cost of homeownership, net of tax. We will also advise on the best exit strategies so you can prepare years ahead and minimize the tax consequences. With our investor like mindset and expertise we will provide you with investment specific input should you be interested in turning your purchase in a rental.
Getting the right financing guidance!
Before you start making offers, it's essential to get pre-approved for a loan. With our two decades of mortgage expertise, we will guide you through the process, discuss the most recent interest rates environment and financing options, and ensure you are fully prepared to write competitive offers. We consider your financing options with a tax planning and investment mindset, ensuring that we present the best fit for your overall context.
An integrated strategy produces the best results.
We use an integrated strategy that combines real estate, mortgage finance, tax planning, and investment analysis. We strongly believe that this approach will help you make the right buying decision and maximize your profit when you decide to sell. Solid knowledge from all three fields is required to understand how one affects another and generate the optimal result. Our expertise in all three fields allows us to offer a level of service that traditional agents simply cannot match.
Some of the steps we follow to ensure your experience is perfect are: